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A pension is simply a method of saving for retirement. The Government offer tax advantages to encourage individuals and companies to invest in pensions for their retirement. The complexity of pensions has somewhat diminished since 6 April 2006, known as “A” day, when new pensions legislation was introduced. This means that the rules that apply to contributions and benefits are virtually the same across all types of pension schemes.

You can invest with a lump sum and/or regular savings and the sooner you start the sooner you will enjoy the tax advantages and also help to minimise any pension shortfall. Alternatively, if you have existing pension schemes that you would like us to look after then please let us know. We can also advise you whether you will be entitled to a full basic state pension when you retire.

As an Independent Financial Adviser (IFA), we will use our independence and expertise to find you the most appropriate pension for you based on your circumstances, needs, attitude to risk and objectives.

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We have read and understood the IFA menu:

I/we expressly consent to be being contacted without prior notice or arrangement by using the contact details I/we have provided on the form and further consent that such contact may be in relation to (a) my/our mortgage arrangements and/or (b) other products and services

   

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© Copyright 2010 Mortgage Inc Ltd 

Mortgages Inc is a trading style of Mortgage Inc Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Services Authority. Company Registered in England No. 5051867. Registered Address: Charterford House, 75 London Road, Headington, Oxford, OX3 9AA

 

We normally do not charge a fee for mortgage advice, however a fee paying option is available, our normal fee is £99.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.